Is it worth getting a jewelry protection plan?

The Case in Favor of Jewelry Insurance If you have valuable jewelry and it’s not covered by a homeowners or renters policy, then jewelry insurance can provide peace of mind as well as protection against theft, damage, and in some cases, even disappearance or loss.

Does Zales warranty cover missing diamonds?

Diamond Breakage Coverage If your diamond becomes chipped or broken or is lost from its original setting during normal use, return the jewelry to any Zales, Gordon’s or Zales Outlet store. We will replace the diamond* with one of similar value and quality at no charge to you.

Will Zales replace a lost earring back?

If our work does not meet your expectations, bring it back and we will repair it for free.

Is a lifetime warranty on jewelry worth it?

The warranty effectively excludes loss, damage, or theft, which are standard protections with jewelry insurance. The lifetime warranty is an effective marketing gimmick for the jeweler, but of very questionable value to the consumer.

Should I buy a protection plan for an engagement ring?

“If you think you would be devastated about the sentimental loss, afraid to wear other uninsured jewelry, or unable to cover the cost to replace the item, it would be wise to make sure your engagement or wedding ring is covered by insurance.”

How much does jewelry insurance cost?

In most cases, jewelry insurance costs about 1-2% of the value of the jewelry per year. So a $5,000 ring would cost $50-$100 per year to insure. You can quickly and easily get a quote for your jewelry items – no personal information required.

Does Zales have an upgrade program?

At Zales. Ready for an upgrade? If at any time you wish to upgrade your Zales diamond ring, we will apply the original purchase price towards your new diamond.

Can you return a resized ring to Zales?

You may return your purchase within 30 days of the purchase date. You may exchange jewelry within 60 days and watches within 30 days. Returns and exchanges are not allowed on special ordered watches, custom designs, ear piercing earrings, gift cards and merchandise received via the Jewelry Replacement Plan.

Will Zales clean my ring for free?

Every Zales store offers professional cleanings free of charge. Our Jewelry Consultants will also check for loose diamonds, bent or broken prongs or loose settings. Regular professional cleaning and inspections will also ensure your diamond warranty remains in effect.

Should you get a protection plan on engagement ring?

Yes, in most cases, it’s best to insure an engagement ring, especially if the cost to replace the ring would cause financial burden. Engagement rings are usually significant purchases, and it makes sense to back them with an insurance policy.

Do engagement rings come with warranty?

Some jewelers offer a warranty or guarantee on the diamonds or gemstones as part of the purchase price, while others may offer it at extra cost. To keep the warranty current, you typically have to comply with your jeweler’s rules.

How much does it cost to insure an engagement ring?

Rates depend on where you live, but for most people, jewelry insurance will cost 1-2% of the value of your jewelry. For example, a $5,000 engagement ring could cost as little as $50 per year to insure.